Arc Homes is a full-service real estate organization that provides a customized menu of high-quality services tailored to your specific needs and to maximize the profitability and potential of your asset. Our success in attaining these goals, along with our well-regarded reputation has enabled us to forge relationships and partnerships with clients from all across the west Africa and beyond
Our representation provides credibility, strength and value to ensure our clients succeed. It is our fundamental belief that all equity at the point of sale belongs to the Seller and all future profits without litigation belong to the Buyer. Our expertise in negotiating has resulted in solutions where all parties have become winners.
As an innovative residential real estate firm, we empower our agents so they have more time for advising their clients. With the solutions-driven mindset of a startup and the sophistication of a luxury brand, Compass is the future of real estate.
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Top agents help you sell your home for more on average.
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Your top agent will guide you through the home buying process from start to finish.
Take your business to new heights while enjoying the level of support one might expect from a larger brokerage.
What can we help you find?
Make A Big Down Payment
One way to gain equity instantly is through your down payment which is a sum of money you pay when you purchase the home. When financing a home purchase, you’re required to pay a minimum down payment, which is a percentage of the purchase price. It’s typically 3% – 3.5%, but can be as much as 20%, depending on your loan.
If you’re able to make a bigger down payment, you may want to. The amount you pay will become equity in the home because it’s not money you’re borrowing; it’s the amount you’re paying into the home out of your pocket. That means the bigger your down payment, the more equity you instantly have in the home.
Your debt-to-income ratio (DTI) is all your monthly debt payments divided by your gross monthly income. This number is one way lenders measure your ability to manage the monthly payments to repay the money you plan to borrow. Different loan products and lenders will have different DTI limits.
To count as finished square footage, a house typically must include four attributes:
Flooring
Wall covering
Ceiling
Ability to be lived in 365 days a year
A mortgage commitment letter is a formal document from your lender stating that you're approved for the loan. Lenders issue a mortgage commitment letter after an applicant successfully completes the preapproval process
Mortgage life insurance is a form of insurance specifically designed to protect a repayment mortgage. If the policyholder were to die while the mortgage life insurance was in force, the policy would pay out a capital sum that will be just sufficient to repay the outstanding mortgage
Just send us your questions or concerns by starting a new case and we will give you the help you need.
